Learn About Our MCA Vertical & Let CapitalWORKS Funding Discover A New Pathway To Build Your Company
CapitalWORKS Funding is proud to host our MCA Vertical. This project is solely built from our Senior Underwriters, Financial Advisors, & Compliance Directors together work in conjunction to consult businesses, both large and small. This unique process enables our team to determine the most practical solutions for our clients.
Schedule a free introductory phone call below in order to see what CapitalWORKS Funding can do for you!
Merchant Cash Advance Allows For Convenience & Flexibility For Business Owners
Our programs bypass the hassles that so many people run into with traditional banking. Simply put, CapitalWORKS Funding prides itself on practical solutions.
Solutions & Funding
Right after your document submission you'll receive an offer and funding in as little as 24 hours
CapitalWORKS Funding requires very few documents unlike traditional bank financing
With CapitalWORKS Funding financing options your offers will be backed by top business revenues
How Does A Merchant Cash Advance Work?The terms and conditions of the MCA, including the amount advanced, the repayment schedule, any required holdback, and the length of time the advance is to be held, are all agreed upon between the respective company owner and CapitalWORKS Funding. After terms are agreed upon, a company will be funded right away. The MCA is repaid on a regular basis by deducting a certain percentage from the business's bank account sales. A CapitalWORKS Funding Senior Advisor will be happy to break down the terms and conditions. We will make sure that you fully understand the terms you’re being offered in order to make an informed decision.
What is Merchant Cash Advance?Merchant Cash Advance - (MCA) is a financial pathway and should not be confused with a loan. It is possible for business owners to use their credit card merchant accounts as a means of gaining access to funds quickly in order to satisfy immediate cash flow needs. When compared to the lengthy application and stringent credit standards of a traditional term loan, a merchant cash advance (MCA) is a far more feasible option. In contrast to traditional loans, merchant cash advances (MCAs) are not secured by personal assets but rather a percentage of a company's future bank account profits. The money from a business cash advance loan can be placed into the company's account soon after the company applies for the credit. When assessing risk and creditworthiness, merchant cash advance companies and banks use different metrics. A merchant cash advance (MCA) lender will examine a company's daily credit card transactions. A CapitalWORKS Funding Senior Advisor will be happy to break down the terms and conditions. We will make sure that you fully understand the terms you’re being offered so you can make an informed decision.
Pros Of Working With CapitalWORKS Funding For An MCA?Instantaneous Access To Funds: Typical payout times are one week or less. Our Merchant Cash Advances are completely flexible, especially after seeing that the agreed upon return deadline is met. Guarantees Are Not Required: If you apply for a personal loan online, you have a better chance of approval than if you applied for a traditional loan, even if your credit is less than perfect. Appointment Booking: We offer 1-on-1 consulting that you can schedule from our schedule an appointment page.
When Should You Use A Merchant Cash Advance?An MCA is an alternative when a business requires immediate access to finance to purchase merchandise at a discount, for marketing or other short-term needs. Because credit standards are less severe, it could be an alternative for a business with less-than-perfect credit. A n MCA can help a company get cash fast. A business borrows against future credit card sales, unlike regular business loans. MCAs are good for short-term, infrequent cash needed for an emergency or stock shortfall. They're pricey and can put a corporation deeper in debt than standard loans or other funding sources. When using CapitalWORKS Funding for your financial needs, it is always the right time to apply for an MCA.
“I wanted to take advantage of the Super Bowl coming to my city and expanding my business. Andrew Foster and the CapitalWORKS team excelled on every level, making the entire loan process easy to finalize.”
"Local Bar Owner"
Our Clients Say...
Terms & Conditions
Loans Subject to Lender Approval. Depending on the state where your business is located and other attributes of the loan. Your loan agreement will identify the loan issuer prior to your signing.
* Eligibility for the lowest rate is very limited, available only to businesses with the strongest creditworthiness, and typically businesses that have shown an excellent repayment history on past MCA/ term loan products. The weighted average rate for term loans products is 49.06% APR
* FICO and “The score lenders use” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and other countries.